How VyajPay works
Every screen, every flow, every pre-check — documented from the actual app. Same guide covers Android and iOS; platform differences are flagged inline.
Daily use
Scanning & documents
Snap one bill, AI fills amount + note + date.
Plus icon → capture a full khata page → review many entries at once.
Private per-customer document vault. Never shared with the other party.
Delete a synced transaction → the linked party approves or declines.
Borrowers & loans
Lending side: people who owe you. Add, search, filter.
All loans, payments, sync status with the borrower.
Totals: Borrowed, Paid, Outstanding (per loan type).
Pick the right loan type. Tenure rules, formulas, examples.
Send the loan to the borrower’s VyajPay account. They accept → ledger syncs.
Borrower side: incoming loans, accept agreement, see balance.