The VyajPay Blog

Insights on lending, financial management, and product updates from the VyajPay team.

May 9, 2026•9 min read

Best Loan Management Software in India (2026)

Compare the top apps for Indian lenders, NBFCs, shopkeepers, and finance teams, including VyajPay, Khatabook, OkCredit, and Byaj Book.

May 9, 2026•8 min read

A practical comparison for people moving from generic udhaar apps to interest, EMI, borrower, and reminder workflows.

May 9, 2026•7 min read

See which ledger and loan tracking apps work best for shopkeepers, lenders, and small businesses that need more than basic udhaar records.

May 9, 2026•7 min read

Compare Byaj Book with VyajPay for byaj/vyaj calculation, EMI scheduling, WhatsApp reminders, reports, and web access.

May 9, 2026•9 min read

A lender-focused guide to replacing paper khata with borrower ledgers, EMI schedules, byaj tracking, reminders, and PDF reports.

May 9, 2026•6 min read

Simple interest, compound interest, and EMI formulas explained in Hindi with examples for Indian borrowers and lenders.

May 9, 2026•5 min read

Ready-to-use reminder templates plus a workflow for automating follow-ups before, on, and after borrower due dates.

May 9, 2026•5 min read

How shopkeepers can move from notebook khata to a digital ledger with reminders, records, and customer balance tracking.

May 9, 2026•7 min read

A step-by-step system to track principal, interest rate, due dates, EMI payments, borrower history, and statements.

May 9, 2026•6 min read

Understand the difference between flat-rate and reducing-balance interest with examples and calculator links.

Explore how VyajPay can streamline your operations and enhance borrower relationships.