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The VyajPay Blog

Insights on lending, financial management, and product updates from the VyajPay team.

Best Loan Management Software in India (2026)
May 9, 2026•9 min read

Best Loan Management Software in India (2026)

Compare the top apps for Indian lenders, NBFCs, shopkeepers, and finance teams, including VyajPay, Khatabook, OkCredit, and Byaj Book.

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Khatabook vs VyajPay: Which Digital Khata App is Better for Lenders?
May 9, 2026•8 min read

Khatabook vs VyajPay: Which Digital Khata App is Better for Lenders?

A practical comparison for people moving from generic udhaar apps to interest, EMI, borrower, and reminder workflows.

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Best OkCredit Alternative in India
May 9, 2026•7 min read

Best OkCredit Alternative in India

See which ledger and loan tracking apps work best for shopkeepers, lenders, and small businesses that need more than basic udhaar records.

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Best Byaj Book Alternative for Loan Management
May 9, 2026•7 min read

Best Byaj Book Alternative for Loan Management

Compare Byaj Book with VyajPay for byaj/vyaj calculation, EMI scheduling, WhatsApp reminders, reports, and web access.

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Best Digital Khata App for Money Lenders in India
May 9, 2026•9 min read

Best Digital Khata App for Money Lenders in India

A lender-focused guide to replacing paper khata with borrower ledgers, EMI schedules, byaj tracking, reminders, and PDF reports.

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Byaj/Vyaj Calculator Formula in Hindi
May 9, 2026•6 min read

Byaj/Vyaj Calculator Formula in Hindi

Simple interest, compound interest, and EMI formulas explained in Hindi with examples for Indian borrowers and lenders.

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How to Send WhatsApp Payment Reminders to Borrowers
May 9, 2026•5 min read

How to Send WhatsApp Payment Reminders to Borrowers

Ready-to-use reminder templates plus a workflow for automating follow-ups before, on, and after borrower due dates.

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Free Ledger App for Indian Shopkeepers
May 9, 2026•5 min read

Free Ledger App for Indian Shopkeepers

How shopkeepers can move from notebook khata to a digital ledger with reminders, records, and customer balance tracking.

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How to Track Interest on Loans in India
May 9, 2026•7 min read

How to Track Interest on Loans in India

A step-by-step system to track principal, interest rate, due dates, EMI payments, borrower history, and statements.

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EMI vs Flat Rate vs Reducing Balance Interest
May 9, 2026•6 min read

EMI vs Flat Rate vs Reducing Balance Interest

Understand the difference between flat-rate and reducing-balance interest with examples and calculator links.

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