Your cookie choices
We use necessary storage to keep the site working. With your permission, we remember calculator settings, measure visits with Google Analytics, record browsing with Microsoft Clarity, and measure ads with Google and Meta. You can use the site with all optional cookies declined. Cookie Policy
Financial
Calculators.
Plan your future with precision. Free, accurate, and built for the modern Indian investor.
Lending & Interest
8 tools
Simple Interest (Byaj)
Calculate flat-rate interest on loans — daily, monthly, or yearly
Compound Interest
Interest on interest — see how compounding grows your loan or investment
EMI Calculator
Reducing balance EMI — used by banks for home, car & personal loans
Flat Rate EMI
Flat rate EMI calculation common in informal lending — see the true cost
Sekda Byaj Calculator
Rupees per hundred per month converted to a real annual rate
Mahajani Byaj Calculator
Interest-only lending — byaj every month, principal returned at the end
Interest Rate Calculator
Work backwards from the amount repaid to the rate you were actually charged
Loan Type Comparison
Flat vs reducing balance vs interest-only — same money, three costs
Investment
4 tools
SIP Calculator
Calculate wealth created by monthly SIP investments with compounding returns
Lumpsum Calculator
One-time investment growth calculator with annual compounding
Step-Up SIP
Increase your SIP every year — see the power of annual step-up investing
SIP Goal Calculator
Start from the corpus you want — see the monthly SIP that gets there
Deposits & Schemes
5 tools
FD Calculator
Fixed Deposit maturity — monthly, quarterly, half-yearly or simple interest
RD Calculator
Recurring Deposit maturity calculator with quarterly compounding
PPF Calculator
Public Provident Fund — tax-free long-term wealth with government backing
NSC Calculator
National Savings Certificate — 5-year guaranteed government scheme
SCSS Calculator
Senior Citizens Savings Scheme — highest safety with quarterly interest payouts
Tax & Salary
4 tools
Income Tax Calculator
FY 2024-25 income tax under new & old regime with cess and surcharge
GST Calculator
Calculate CGST, SGST & total GST — exclusive or inclusive of price
HRA Calculator
Calculate your HRA exemption under Section 10(13A) for tax savings
Gratuity Calculator
Calculate gratuity payable under the Payment of Gratuity Act, 1972
Financial Planning
3 tools
Retirement Calculator
Plan your retirement corpus and monthly savings needed to retire comfortably
Inflation Calculator
See how inflation erodes purchasing power — plan your future expenses
SWP Calculator
Systematic Withdrawal Plan — how long will your corpus last with monthly withdrawals?
Loan EMI
2 tools