Paper bahi se app tak — kya badal jaata hai
Byaj apne aap judta hai
Har borrower ke liye rate set karo — VyajPay har cycle ka interest calculate karta hai. Aaj tak ka byaj aur recorded payments ek nazar mein; important figures verify karo.
Borrower-wise khata
Har vyakti ka alag record: diya hua principal, juda hua byaj, mili hui payments, बकाया balance — poora history ek jagah.
WhatsApp par due-list
Roz subah aapko WhatsApp message — aaj kisse kitna lena hai. Aap follow-up karte ho; VyajPay yaad rakhta hai.
PDF & Excel statement
Borrower ko ya CA ko statement bhejni ho — ek tap mein PDF ya Excel export. Interest earned aur collections ki report bhi.
App Lock + cloud sync
PIN/biometric lock aur HTTPS par cloud sync. Phone badalne se pehle sync complete hone ki jaanch karo.
Offline bhi chalta hai
Gaon ho ya basement ki dukaan — bina internet entry karo, net aate hi sync.
Kaun use karta hai?
Byaj par paisa dene waale, finance firms, jewellers aur girvi ka kaam karne waale, kirana dukandars jo customer udhari chalate hain, chit fund / committee chalane waale — India bhar ke chhote lenders VyajPay se apna hisab rakhte hain. 5,000+ downloads on Google Play, 4.3★ rating.
Sirf calculation chahiye? Free byaj calculator yahan hai — bina app ke bhi chalta hai.
2 minute mein pehla khata
App install karo, borrower ka naam daalo, amount aur rate — bas. Na form, na KYC. Aaj se byaj ka hisab pakka.