Explore the powerful features that make VyajPay the best loan management app

Track all your borrowers with ease. Offline-first design ensures you can work anywhere.

Manage unlimited loans for each borrower. Track interest, payments, and schedules.

Every morning VyajPay WhatsApps you your due list — who owes what today. Your borrowers are never messaged.

Visual calendar view shows all payment reminders. Plan your collections efficiently.

Complete wallet system to track income, expenses, payments sent and received.

Never lose your data. Automatic cloud backup ensures your records are always safe.
Everything you need to manage your lending business efficiently
Track as many borrowers as you need without any restrictions — no row limits on any plan.
Every morning VyajPay WhatsApps you the day's dues — names, amounts, totals. Your borrowers are never messaged.
See all your payment reminders in a beautiful, intuitive calendar. Plan collections visually.
PIN and biometric app lock, with cloud backup encrypted in transit.
Access your data from multiple devices. Automatic cloud backup ensures you never lose records.
Generate beautiful, professional PDF reports for loans, khata transactions, and wallet.
Track income, expenses, payments sent, and payments received in a unified wallet system.
Add entries without internet. Everything syncs automatically once you are back online.