What Khata is for
Khata is the digital version of the paper notebook. Use it for shop credit, lending small amounts to friends, or tracking who owes whom in a household.
Before you start
- Signed in to VyajPay.
- To share the ledger or send WhatsApp reminders, the customer must have a phone number.
Validation blockers
- Empty name → "Failed to save".
- Duplicate mobile → "Customer with this number already exists."
- Linked customer swipe-delete → blocked. Unlink first.
Step-by-step
Open the Khata tab
On the bottom navigation, tap Khata. The list opens with a search bar, balance summary card, and the customer list.Add a customer
Tap the + button. Enter a name (required). Phone number is optional but recommended if you want to share the ledger or send WhatsApp reminders.Or import from contacts
Tap the contact-picker icon. VyajPay filters to numeric phones and strips non-digits, keeping the last 10 digits. Useful when typing a name from scratch is slow.Open the customer to add transactions
Tap any customer row to open Customer Detail. From there, use “You Gave” or “You Got” buttons to record amounts.Swipe to delete
Drag a customer row to the left. A red delete background appears. Complete the swipe to confirm. Linked customers (synced with another VyajPay user) cannot be deleted from the list — unlink first.
Frequently asked questions
Khata is for daily, informal credit — a shopkeeper writing udhaar, a friend you’re tracking small amounts with. Borrowers is for loans with an interest rate and tenure. The two tabs are independent ledgers.
Yes. Only name is required. Phone is needed only if you plan to share the ledger with the customer or send them WhatsApp reminders.
VyajPay blocks the create with the message: "Customer with this number already exists." Open the existing customer instead, or use a different number.
You’ll Get = sum of every customer with a positive balance (they owe you). You’ll Give = absolute sum of every customer with a negative balance (you owe them). Settled (zero-balance) customers contribute nothing.
The list defaults to most-recent activity. Search by name or mobile from the search bar. Filter chip is available for Active / Settled / Linked states.